Ram 1500 Lease Deals
Ram leases are highly incentive-driven; best deals appear during truck-month sales events.
Updated 2026-06-16 · Reviewed monthly
Est. monthly
$419
36 mo · 12k mi/yr
Due at signing
$3,999
Starting MSRP
$41,100
Residual / MF
50% / 3.96%
Why the Ram 1500 leases the way it does
The monthly payment on a lease is driven by three things: the negotiated capitalized cost, the residual value at lease end, and the money factor (interest rate). On the 1500, a typical 36-month deal amortizes about $20,550 of depreciation across 36 payments, plus a finance charge based on a money factor of roughly 0.00165 (~3.96% APR equivalent).
Lease highlights
- Big Horn is the lease leader
- Tradesman offers best base price
Estimated monthly payment math
- Capitalized cost: ~$41,100 (MSRP, before negotiation)
- Residual (50%): $20,550
- Depreciation over term: $20,550
- Money factor: 0.00165 (~3.96% APR)
- Term: 36 months · 12,000 miles/year
Use our lease calculator to model your specific scenario, and check the payment math guide for a full walkthrough.