Ford F-150 Lease Deals
America's best-selling vehicle; F-150 lease deals are most aggressive on XLT and Lariat trims with FCS subvention.
Updated 2026-06-16 · Reviewed monthly
Est. monthly
$389
36 mo · 12k mi/yr
Due at signing
$3,499
Starting MSRP
$38,565
Residual / MF
55% / 3.84%
Why the Ford F-150 leases the way it does
The monthly payment on a lease is driven by three things: the negotiated capitalized cost, the residual value at lease end, and the money factor (interest rate). On the F-150, a typical 36-month deal amortizes about $17,354 of depreciation across 36 payments, plus a finance charge based on a money factor of roughly 0.00160 (~3.84% APR equivalent).
Lease highlights
- XLT 302A package is the lease leader
- Watch for pull-ahead programs
Estimated monthly payment math
- Capitalized cost: ~$38,565 (MSRP, before negotiation)
- Residual (55%): $21,211
- Depreciation over term: $17,354
- Money factor: 0.00160 (~3.84% APR)
- Term: 36 months · 12,000 miles/year
Use our lease calculator to model your specific scenario, and check the payment math guide for a full walkthrough.