Ford F-150 Lightning Lease Deals
The Lightning lease is steeply discounted as Ford works through inventory; can be a great value for the right driver.
Updated 2026-06-16 · Reviewed monthly
Est. monthly
$549
36 mo · 12k mi/yr
Due at signing
$4,999
Starting MSRP
$54,995
Residual / MF
45% / 4.08%
Why the Ford F-150 Lightning leases the way it does
The monthly payment on a lease is driven by three things: the negotiated capitalized cost, the residual value at lease end, and the money factor (interest rate). On the F-150 Lightning, a typical 36-month deal amortizes about $30,247 of depreciation across 36 payments, plus a finance charge based on a money factor of roughly 0.00170 (~4.08% APR equivalent).
Lease highlights
- Inventory-driven pricing — shop end of quarter
- Pro Power Onboard standard
Estimated monthly payment math
- Capitalized cost: ~$54,995 (MSRP, before negotiation)
- Residual (45%): $24,748
- Depreciation over term: $30,247
- Money factor: 0.00170 (~4.08% APR)
- Term: 36 months · 12,000 miles/year
Use our lease calculator to model your specific scenario, and check the payment math guide for a full walkthrough.