BMW 330i Lease Deals
The 3 Series is BMW's bread-and-butter lease with flexible terms and frequent loyalty/conquest bonuses.
Updated 2026-06-16 · Reviewed monthly
Est. monthly
$479
36 mo · 12k mi/yr
Due at signing
$4,499
Starting MSRP
$45,200
Residual / MF
60% / 4.08%
Why the BMW 330i leases the way it does
The monthly payment on a lease is driven by three things: the negotiated capitalized cost, the residual value at lease end, and the money factor (interest rate). On the 330i, a typical 36-month deal amortizes about $18,080 of depreciation across 36 payments, plus a finance charge based on a money factor of roughly 0.00170 (~4.08% APR equivalent).
Lease highlights
- BMW Loyalty + Conquest stack
- Look at loaner inventory for best deals
Estimated monthly payment math
- Capitalized cost: ~$45,200 (MSRP, before negotiation)
- Residual (60%): $27,120
- Depreciation over term: $18,080
- Money factor: 0.00170 (~4.08% APR)
- Term: 36 months · 12,000 miles/year
Use our lease calculator to model your specific scenario, and check the payment math guide for a full walkthrough.