Audi A4 Lease Deals
The A4 lease often beats BMW and Mercedes on payment thanks to Audi Financial's frequent loyalty incentives.
Updated 2026-06-16 · Reviewed monthly
Est. monthly
$449
36 mo · 12k mi/yr
Due at signing
$4,499
Starting MSRP
$41,595
Residual / MF
57% / 4.32%
Why the Audi A4 leases the way it does
The monthly payment on a lease is driven by three things: the negotiated capitalized cost, the residual value at lease end, and the money factor (interest rate). On the A4, a typical 36-month deal amortizes about $17,886 of depreciation across 36 payments, plus a finance charge based on a money factor of roughly 0.00180 (~4.32% APR equivalent).
Lease highlights
- quattro standard on most trims
- Audi Loyalty Bonus stacks
Estimated monthly payment math
- Capitalized cost: ~$41,595 (MSRP, before negotiation)
- Residual (57%): $23,709
- Depreciation over term: $17,886
- Money factor: 0.00180 (~4.32% APR)
- Term: 36 months · 12,000 miles/year
Use our lease calculator to model your specific scenario, and check the payment math guide for a full walkthrough.