Toyota Tacoma Lease Deals
The Tacoma's class-leading residual value makes it a smart lease, though incentives lag behind domestic trucks.
Updated 2026-06-16 · Reviewed monthly
Est. monthly
$379
36 mo · 12k mi/yr
Due at signing
$3,499
Starting MSRP
$32,395
Residual / MF
66% / 3.84%
Why the Toyota Tacoma leases the way it does
The monthly payment on a lease is driven by three things: the negotiated capitalized cost, the residual value at lease end, and the money factor (interest rate). On the Tacoma, a typical 36-month deal amortizes about $11,014 of depreciation across 36 payments, plus a finance charge based on a money factor of roughly 0.00160 (~3.84% APR equivalent).
Lease highlights
- Best-in-class midsize truck residual
- TRD trims popular for off-road buyers
- Watch for end-of-quarter regional offers
Estimated monthly payment math
- Capitalized cost: ~$32,395 (MSRP, before negotiation)
- Residual (66%): $21,381
- Depreciation over term: $11,014
- Money factor: 0.00160 (~3.84% APR)
- Term: 36 months · 12,000 miles/year
Use our lease calculator to model your specific scenario, and check the payment math guide for a full walkthrough.