Toyota Highlander Lease Deals
A 3-row family SUV with strong resale; lease deals improve substantially during model-year clearance.
Updated 2026-06-16 · Reviewed monthly
Est. monthly
$449
36 mo · 12k mi/yr
Due at signing
$3,999
Starting MSRP
$39,270
Residual / MF
58% / 3.24%
Why the Toyota Highlander leases the way it does
The monthly payment on a lease is driven by three things: the negotiated capitalized cost, the residual value at lease end, and the money factor (interest rate). On the Highlander, a typical 36-month deal amortizes about $16,493 of depreciation across 36 payments, plus a finance charge based on a money factor of roughly 0.00135 (~3.24% APR equivalent).
Lease highlights
- 3-row seating, hybrid available
- Strong family safety scores
Estimated monthly payment math
- Capitalized cost: ~$39,270 (MSRP, before negotiation)
- Residual (58%): $22,777
- Depreciation over term: $16,493
- Money factor: 0.00135 (~3.24% APR)
- Term: 36 months · 12,000 miles/year
Use our lease calculator to model your specific scenario, and check the payment math guide for a full walkthrough.