Lease takeovers (best short-term option)
Assume someone else's existing lease for the remaining months — typically 6-24 months. You pay a transfer fee ($150-$595), become responsible for all remaining payments, and inherit the original terms.
Manufacturer short-term programs
Subaru, Volvo, and Porsche offer subscription programs with terms as short as 1 month. Costs are 30-50% higher than equivalent leases.
24-month leases from captives
Most captive lenders allow 24-month terms but the math rarely works — payments are 25-40% higher than 36 months for limited additional benefit.