Mazda Mazda3 Lease Deals
Premium-feeling compact with above-average residuals; lease deals strongest on Select trim.
Updated 2026-06-16 · Reviewed monthly
Est. monthly
$239
36 mo · 12k mi/yr
Due at signing
$2,499
Starting MSRP
$24,170
Residual / MF
55% / 3.24%
Why the Mazda Mazda3 leases the way it does
The monthly payment on a lease is driven by three things: the negotiated capitalized cost, the residual value at lease end, and the money factor (interest rate). On the Mazda3, a typical 36-month deal amortizes about $10,876 of depreciation across 36 payments, plus a finance charge based on a money factor of roughly 0.00135 (~3.24% APR equivalent).
Lease highlights
- Select trim offers best math
- AWD available
Estimated monthly payment math
- Capitalized cost: ~$24,170 (MSRP, before negotiation)
- Residual (55%): $13,294
- Depreciation over term: $10,876
- Money factor: 0.00135 (~3.24% APR)
- Term: 36 months · 12,000 miles/year
Use our lease calculator to model your specific scenario, and check the payment math guide for a full walkthrough.