Kia K5 Lease Deals
Sharply styled midsize sedan; lease incentives are typically more aggressive than Camry/Accord.
Updated 2026-06-16 · Reviewed monthly
Est. monthly
$259
36 mo · 12k mi/yr
Due at signing
$2,499
Starting MSRP
$26,415
Residual / MF
50% / 3.24%
Why the Kia K5 leases the way it does
The monthly payment on a lease is driven by three things: the negotiated capitalized cost, the residual value at lease end, and the money factor (interest rate). On the K5, a typical 36-month deal amortizes about $13,207 of depreciation across 36 payments, plus a finance charge based on a money factor of roughly 0.00135 (~3.24% APR equivalent).
Lease highlights
- EX trim is the lease pick
- GT-Line offers sporty styling
Estimated monthly payment math
- Capitalized cost: ~$26,415 (MSRP, before negotiation)
- Residual (50%): $13,208
- Depreciation over term: $13,207
- Money factor: 0.00135 (~3.24% APR)
- Term: 36 months · 12,000 miles/year
Use our lease calculator to model your specific scenario, and check the payment math guide for a full walkthrough.