Kia Forte Lease Deals
An entry-level sedan with one of the cheapest lease payments in the segment.
Updated 2026-06-16 · Reviewed monthly
Est. monthly
$209
36 mo · 12k mi/yr
Due at signing
$2,099
Starting MSRP
$20,500
Residual / MF
52% / 3.12%
Why the Kia Forte leases the way it does
The monthly payment on a lease is driven by three things: the negotiated capitalized cost, the residual value at lease end, and the money factor (interest rate). On the Forte, a typical 36-month deal amortizes about $9,840 of depreciation across 36 payments, plus a finance charge based on a money factor of roughly 0.00130 (~3.12% APR equivalent).
Lease highlights
- LXS trim is the lease leader
- 12k mi/yr standard
Estimated monthly payment math
- Capitalized cost: ~$20,500 (MSRP, before negotiation)
- Residual (52%): $10,660
- Depreciation over term: $9,840
- Money factor: 0.00130 (~3.12% APR)
- Term: 36 months · 12,000 miles/year
Use our lease calculator to model your specific scenario, and check the payment math guide for a full walkthrough.